Press Coverage

Insurance requirements for automated vehicles



The DfT has proposed amendments for the motor insurance framework to include automated vehicles. The amendments will require changes to legislation, however the government says it will change as little as possible in order to enable the market to develop the appropriate products for AVs.

The proposal is that an insurance company will cover both a driver’s use of a vehicle and the car’s AV technology. Having appropriate insurance will still be compulsory and the insurance would cover times when motorists are in control and when cars are in automated driving mode.

This follows on from the ABI’s call for driverless car data which they made at their annual conference in November. They requested that car makers provide enough data to show who has been at fault in an accident involving driverless vehicles, with a standard set of data agreed at international level. This would include information from 30 seconds before and 15 seconds after an incident, such as:
·         was the car in autonomous mode
·         was the motorist in the driver’s seat
·         was the motorist wearing a seatbelt
·         the time of the incident
·         location of the vehicle
·         driver activity, such as steering and braking   (more…)

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RDT has been at the leading edge of general insurance software for 25 years. From the outset we’ve been pushing boundaries, producing disruptive solutions and investing in technology and people. We are fiercely proud of our achievements but we’re never satisfied, and constantly seek opportunities to accelerate our technology. Insurtech is transforming the industry and to stay competitive insurers must adopt new techniques and practices; innovation has become a strategically essential target. Collaboration is one of our guiding principles and we work closely with our clients to define tomorrow’s challenges and tackle them before they become problems.

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