RDT is now a subscriber to the Claims and Underwriting Exchange (CUE), a central database of motor, home and other ‘incidents’ that are reported to insurance companies. An incident could be anything that might have an insurance implication, such as car accidents, break-ins and thefts from homes.
CUE is managed by Insurance Database Services Limited (IDSL) on behalf of its member organisations, which include all major insurers and many self-insured organisations. Established in 1994, CUE helps to keep down premiums for honest policyholders by preventing fraudulent claims and multiple claims. As a subscriber, RDT has access to more than 32 million claims records.